Terms.jsx

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import PublicLayout from '../components/Layout/PublicLayout';
import './LegalPage.css';
import { apiFetch } from '../lib/api';
 
export default function Terms() {
  return (
    <PublicLayout>
      <div className="legal-container">
        <h1>Terms of Service</h1>
        <p className="updated">Last updated: November 4, 2025</p>
 
        <section className="legal-section">
          <h2>Acceptance of Terms</h2>
          <p>
            By accessing and using the IBG MSP Platform, you accept and agree to be bound by these Terms of Service. 
            If you do not agree, please do not use our services.
          </p>
        </section>
 
        <section className="legal-section">
          <h2>Use of Services</h2>
          <p>
            You agree to use our platform only for lawful purposes and in accordance with these terms. 
            You are responsible for maintaining the confidentiality of your account credentials.
          </p>
        </section>
 
        <section className="legal-section">
          <h2>Service Availability</h2>
          <p>
            We strive to maintain high availability but do not guarantee uninterrupted access to our services. 
            We reserve the right to modify or discontinue features with or without notice.
          </p>
        </section>
 
        <section className="legal-section">
          <h2>Limitation of Liability</h2>
          <p>
            To the fullest extent permitted by law, IBG MSP Platform shall not be liable for any indirect, 
            incidental, special, or consequential damages arising from your use of our services.
          </p>
        </section>
 
        <section className="legal-section">
          <h2>Termination</h2>
          <p>
            We reserve the right to suspend or terminate your access to our services if you violate these terms 
            or engage in fraudulent or harmful activities.
          </p>
        </section>
 
        <section className="legal-section">
          <h2>Contact</h2>
          <p>
            If you have questions about these Terms, contact us at{' '}
            <a href="mailto:legal@ibgmsp.com">legal@ibgmsp.com</a>
          </p>
        </section>
      </div>
    </PublicLayout>
  );
}